Kitty explains the UK money news that affects your household, in plain English.

Every day we pick up to three changes, deadlines or entitlements and show what they're worth, who they apply to and what you could do about them.

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Today's explainers

Sunday 25 October

A knitted blanket folded over the arm of an armchair beside a lit gas fire, a cup and saucer on a small side table, winter dusk through the window.

What's changingPensions & retirement

Winter Fuel Payment 2026 to 2027: who gets it, how much, and when HMRC takes it back

Most people born on or before 27 June 1960 will get £100 to £300 automatically in November or December. If your own income is over £35,000, HMRC recovers it through your tax code or tax return.

£100 to £300 for winter 2026 to 2027

Act by 31 March 2027

What's changing
Paper tax returns are due by 31 October. The three Self Assessment dates that follow
What it's worth: Avoid a £100 late-filing penalty
Get ahead
Energy bills are forecast to rise in January. Here is how to weigh up a fixed tariff
What it's worth: Roughly £45 to £90 over January to March for a typical home, if forecasts are right

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Coming up

See the money calendar

Wed 28 Octin 3 daysAutumn Budget 2026
Sat 31 Octin 6 daysPaper Self Assessment return deadline (2025 to 2026)
Thu 5 Novin 11 daysBank of England interest rate decision
Sat 7 Novin 13 daysMaking Tax Digital: second quarterly update due
Wed 25 Novin 31 daysOfgem announces the January to March 2027 price cap
Thu 17 Decin 53 daysBank of England interest rate decision
Mon 21 Decin 57 daysWinter Fuel Payment opt-out for 2027 to 2028 opens
Wed 30 Decin 66 daysFile Self Assessment online to pay through your tax code
Fri 1 Janin 68 daysNew energy price cap takes effect

Today's explainers

Winter Fuel Payment 2026 to 2027: who gets it, how much, and when HMRC takes it back

Paper tax returns are due by 31 October. The three Self Assessment dates that follow

Energy bills are forecast to rise in January. Here is how to weigh up a fixed tariff

Coming up

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